Loa
Loan Repayment Strategy
Topic
92.9%
Accuracy
Recent Predictions
Incorrect: 1
Pending: 23
Unrated: 0
Prediction
Author
Predicted at
Status
Video
The loan from the father can be repaid gradually within 2 to 2.5 years by paying 7,000 monthly.
"you will give ₹7000 to your father to clear the loan so that this loan can also be repaid gradually ..."
Jan 7, 2026
Pending
By accelerating repayments after salary increase, loans currently projected to take 19 months to repay may be completed in 15-16 months.
"So, instead of 19 months, it may end in 15-16 months."
Jan 7, 2026
Pending
A loan with an approximate 8,600 monthly payment will be repaid within 15 months.
"From next month, there is another loan in which you pay around ₹8,600. When you do this, this loan w..."
Jan 7, 2026
Pending
Loan 3 will be fully repaid within 4 months starting January 2026 by paying 8,000 per month.
"From Jain 2026 pay 8K for loan three. By doing this, your loan will be repaid in full within 4 month..."
Jan 7, 2026
Correct
When the ₹4000 personal loan EMI concludes, reinvest that amount towards repaying another loan, aiming for its repayment within a year.
"My opinion would be that at that time, instead of considering this EMI of ₹4000 as over, you should ..."
Nov 5, 2025
Pending
All loans can be settled in approximately 10 months by making an extra payment of ₹890 per month, in addition to existing EMIs, by strategically allocating freed-up funds from smaller loans.
"this means that you had one EMI for 19 months and all these loans can be settled roughly within 10 m..."
Aug 30, 2025
Pending
The speaker advises selling investments worth ₹52,000 to clear two specific loans with EMIs of ₹10,000 and ₹2,000 respectively.
"So today itself you will sell this 52,000 of yours and clear your two loans, one with EMI of ₹10,000..."
Jun 18, 2025
Correct
A phased approach to loan repayment is outlined, where freed-up funds from smaller loans will be redirected to larger ones, and by month 3, ₹20,000 will be available monthly for debt reduction.
"After 1 month your loan of ₹11,000 will be closed. So that ₹10,000 will now be empty with you. When ..."
May 14, 2025
Pending
After 3 years, the remaining ₹25,000 of the surplus income should be used to prepay the ₹15 lakh loan due to its higher interest rate.
"and the remaining ₹25,000, I will use to prepay the current loans which are only two loans. Start pa..."
May 14, 2025
Correct
Within 5 months, an additional ₹21,000 per month will be freed up, which can be used for loan repayment.
"First of all, within 2 months, your first loan whose EMI is around ₹11,000 is going to end. And in t..."
May 14, 2025
Correct
A detailed plan is provided for clearing multiple loans within specific timeframes, including using freed-up funds to tackle larger debts like a ₹1 lakh loan in 4 months and a ₹7 lakh loan in approximately 6 months.
"So clear loan two in 2 months now you have got ₹28,000. With that ₹28,000, you can start repaying yo..."
May 14, 2025
Pending
Once the ₹10,000 committee investment is finished in 3 months, the freed-up funds (now totaling ₹20,000) should be used to repay a ₹1 lakh loan from a relative over the following 5 months.
"So after 3 months of loaning ₹10 every month, your ₹10 committee will also get exhausted, so now you..."
May 14, 2025
Pending
The speaker recommends paying off a ₹50,000 portion of a ₹2 lakh personal loan (loan number 8).
"So you can pay off 50K to 2L personal loan. Ok? Which is loan number at. I have numbered all the loa..."
May 14, 2025
Pending
After a loan of ₹11,000 is paid off in one month, the freed-up ₹10,000 should be directed towards repaying loan number eight (part of the ₹2 lakh loan).
"After 1 month your loan of ₹11,000 will be closed. So that ₹10,000 will now be empty with you. When ..."
May 14, 2025
Correct
It is advised to immediately clear credit card loans due to extremely high interest rates (35-40%).
"My advice is that you should clear your credit card loans immediately. Why? Because their interest i..."
May 14, 2025
Correct
The strategy outlines the repayment of a ₹1 lakh loan in 4 months, followed by a ₹157,000 loan in 5 months, using the freed-up funds from previous repayments.
"Now you have ₹20,000. With that ₹20,000, you can start repaying your loan of ₹1 lakh. So it will be ..."
May 14, 2025
Pending
After 10 months, the available monthly surplus for loan repayment will increase to approximately ₹27,000.
"Now at this point, after 10 months, you still have this ₹20,000 left with you. Plus the ₹4,000 loan ..."
May 14, 2025
Pending
After 1 month, an ₹11,000 EMI loan will be paid off. This freed-up amount, along with the ₹10,000 from a committee, will be directed towards another loan (loan number eight).
"After 1 month your loan of ₹11,000 will be closed. So that ₹10,000 will now be empty with you. When ..."
May 14, 2025
Incorrect
A loan that was initially projected to be finished in one month will now be repaid gradually over 10 months, presumably by redirecting freed-up funds.
"So the loan that you were going to finish next month, you will repay it by gradually paying the mone..."
May 14, 2025
Pending
The speaker plans to fully repay a 2 lakh loan from a relative by May.
"My target for the next month is that as I told you, there is a loan of 2 lakhs from my relative, tha..."
May 14, 2025
Pending
A specific loan (previously scheduled to finish next month) will now be repaid over 10 months using a redirected payment strategy.
"So the loan that you were going to finish next month, you will repay it by gradually paying the mone..."
May 14, 2025
Correct
The speaker advises clearing credit card loans immediately due to their extremely high interest rates (35-40%).
"The most expensive and smallest debt you have right now is your two credit cards. 32,000 42,000 So t..."
May 14, 2025
Correct
The speaker's advice is to use the saved ₹1,30,000 to immediately pay off two credit card debts totaling ₹74,000 (32,000 + 42,000).
"The most expensive and smallest debt you have right now is your two credit cards. 32,000 42,000 So t..."
May 14, 2025
Correct
After 10 months, the speaker estimates a monthly saving capacity of ₹27,000, considering freed-up funds from previous loans and existing interest payments no longer needed.
"Now at this point, after 10 months, you still have this ₹00 left with you. Plus the ₹4000 loan insta..."
May 14, 2025
Pending
After 34 months (approximately 3 years), all loans except the home loan and the ₹15 lakh loan are projected to be repaid, assuming no income increase.
"Now you are getting ₹41,000 every month. Still I am assuming that there has been no increase in your..."
May 14, 2025
Correct
A detailed plan for clearing specific loans (Loan 2, Loan 4, Loan 6) over the next 2, 4, and 5 months respectively, utilizing the accumulating monthly savings.
"Now, with this ₹27,000 that you will save, you will gradually start repaying the remaining loan. So ..."
May 14, 2025
Pending
Prioritize repaying loans with longer remaining tenures to save on interest, rather than solely focusing on the largest loan amounts.
"So the approach we will adopt should be that you will first repay the loans which are most likely to..."
Apr 30, 2025
Correct
A strategy is proposed to prioritize repaying loans that are 'most likely to be repaid' and then using the saved money to tackle larger loans, specifically those with longer remaining terms, to reduce interest accumulation.
"So the approach we will adopt should be that you will first repay the loans which are most likely to..."
Apr 30, 2025
Pending
A strategy is proposed to prioritize repaying loans that are 'most likely to be repaid' and then using the saved money to tackle larger loans, specifically those with longer remaining terms, to reduce interest accumulation.
"So the approach we will adopt should be that you will first repay the loans which are most likely to..."
Apr 30, 2025
Correct
One option is to prepay 20 lakhs of the home loan, leaving 5 lakhs outstanding, resulting in a significantly reduced EMI (estimated 5,000-10,000 rupees).
"So you pay off everything your home loan is gone. I think he can't he will definitely have to keep e..."
Mar 27, 2025
Correct
Prepaying 20 lakhs of the home loan could reduce the outstanding amount to 5 lakhs, potentially lowering the EMI to 5,000-10,000 rupees.
"If he prepays 20 lakhs so then he has five lakhs outstanding which is let's say 15 10 year. Yeah. He..."
Mar 27, 2025
Pending
One option is to prepay 20 lakhs of the home loan, leaving 5 lakhs outstanding, potentially reducing the EMI to 5,000-10,000 rupees.
"So you pay off everything your home loan is gone. I think he can't he will definitely have to keep e..."
Mar 27, 2025
Pending
Investing 10% of EMI in mutual funds yielding 12% will offset remaining loan balance by the 100th month.
"Now, along with repaying this loan, if you start investing 10% of the EMI in mutual funds and that i..."
Jan 19, 2025
Pending
Investing 100% of EMI amount can lead to loan repayment within 45 months.
"Now, if you can invest 100% of the EMI amount, then you can repay your loan in the 45th month itself..."
Jan 19, 2025
Pending
Advised to repay the loan to the friend as soon as insurance policies mature and lump sum amounts are received.
"as soon as your policies mature and you get that lump sum amount, please give that money back to you..."
Nov 23, 2024
Pending
The speaker aims to demonstrate a systematic method for loan repayment to free up cash for lifestyle and investments.
"And in this video, I will try to show how you can systematically clear these loans so that you can g..."
Nov 6, 2024
Pending
The best investment for most people is to prioritize paying off high-interest loans.
"for most people that will mean to pay off their High interest rate loans"
Feb 3, 2023
Pending